Exploration Sandbox

Explore it yourself.
Decide how it fits.

Explore Finnate Loan Servicing Platform with a lending scenario of your choice. Start with a preconfigured loan, model a repayment schedule, then follow the workflows and settings that interest you.

Explore LMS → Start with a preconfigured loan

No obligation · No sales call · Sample data only

01 / Preconfigured loans

Choose the loan product that interests you the most.

Ten loan products and 60 accounts are ready and waiting, set up across six lifecycle stages: disbursement, repayment, prepayment, advance payment, rescheduling and foreclosure. A 25-year mortgage runs around 300 monthly cycles, so we’ve done the waiting for you. Pick a scenario and dive straight in, no data entry needed. Fancy building your own product or account? Go right ahead.

Wedding Loan

6 demo accounts · one per stage

Disburse

01
WL-Disburse-001

Foreclosure

02
WL-Foreclose-002

Prepay

03
WL-Prepayment-003

Repayment

04
WL-Repayment-004

Advance payment

05
WL-Advance-Payment-005

Reschedule

06
WL-Rescheduling-006
02 / Create your own

See a loan created from start to finish.

To help you get started, we have recorded a short video that shows how to create a vehicle loan in the LMS. It follows one loan from start to finish in under a minute. Watch it once, then open the LMS and create your own loan using your own terms.

  1. Link a borrowerSearch by name and pick them
  2. Lodge the collateralAdd the vehicle and what it’s worth
  3. Open the loan accountMost of the details carry over
  4. Pledge itSecure the loan, ready for approval
PATHHome → Quick Onboarding → Vehicle Finance
Create yours in the LMS → Takes about five minutes. Nothing you create affects anyone else.
Walkthrough · 52 sec · no sound
03 / Loan modelling

A little practice.
A lot more clarity.

Explore a loan scenario in the Modelling screen. Choose a product, adjust its terms and view the repayment schedule.

PATHHome → Left menu → Modelling

If you only see icons, expand the left sidebar using its chevron.

  1. Choose a product.In Product name, choose Personal Loan. Its configured defaults fill the principal, term and charge details.
  2. Explore the terms.Review Principal, Loan term, Frequency and Number of repayments. Open Repaid Every, Interest Calculations or Moratorium to see more settings.
  3. Select View Schedule.Review the repayment dates, principal, interest, fees and balance. Select Back, change one setting and view the schedule again to compare.

Open LMS →

Loan Modelling, with numbered pointers

Loan Modelling screen with numbered pointers 1Choose a product 2Set loan terms 3View Schedule
1 Choose a product · 2 Set loan terms · 3 View Schedule
04 / Deep dive

Deep dive into the platform.

Every product here is built in the same system, with nothing hard-coded. Define rates, charges, promotional codes and collateral, link them to a product, and the product is ready. Browse the modules below. Each guide gives the exact clicks from Home and a few things to try.

Popular topics
05 / Common questions

Need a hand finding your way?

What am I actually looking at, and is there a catch?
A fully working Finnate loan system, already stocked with products, accounts, reports and work queues. Sign up once with your email and explore at your own pace. No catch, no sales call, and every record in here is synthetic, so click around freely.
Do I have to set up a loan myself to see how it works?
Not at all. We’ve lined up ten loan products and 60 accounts across six stages, from first payout to foreclosure. Copy a reference from this page, drop it into the search, and the account opens right up. If your role allows, you can also build your own.
How are controls, accounting and reporting handled?
They’re all built in. You get maker-checker approvals, role-based access and a full audit trail. Accounting runs on a proper chart of accounts and rules, and 25 ready-made reports cover loans, statements, ageing and the books. Each one has a guide in the Deep dive.
We’re from leadership. Where’s a good place to start?
Model a loan first. Then open a product to see how it’s defined and what it charges, and finish with the accounting and reports. For pricing, migration, service terms or implementation, just reach out to us directly. Those topics aren’t covered here.
Can we tweak products, charges and rates without touching code?
Yes. Products, charges, interest rates, promo codes and collateral are all set up through configuration, with nothing hard-coded. Pop into the Admin area to see how they’re defined and linked together.
Can I see it from the borrower’s side?
Yes. Finnate comes with a separate Borrower Portal that works a lot like internet banking. The test login details are on this page, so there’s no need to register. Borrowers can check their loans, transactions, repayment schedule, letters and collateral.
Help while you explore

A question should not end the exploration.

Ask from the page you are exploring, then find your query again from the same menu.

Stuck? Don’t stay stuck. Tap the headset icon in the LMS, choose Write to Us, and tell us what you were trying to do. We’ll answer in My Queries and by email, so you can keep exploring.

Open LMS → Curiosity welcome. Dead ends aren’t.
Module field guide

Walkthrough

Subscribe to our newsletter

Contact us
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
SOC2
Home
TechnologyWhy Finnate?Contact UsResourcesFAQsRequest DemoAbout Us
Products
Lending
Digital OnboardingLoan OriginationCredit DecisioningLoan Management & ServicingLimits & CollateralsCollections & Delinquency
Investment
Investor OnboardingDeal Pipeline ManagementFund AccountingPortfolio Monitoring
Platform
Zero Code PlatformTSP for Account AggregatorReconciliationFinnate Athena
Who We Impact
Lending
Loan Types
Commercial LoansSME LoansRetail LoansSecured LoansUnsecured Loans
Firm Types
BanksNon-BanksCredit UnionsCooperative BanksSACCOsPrivate Lenders
Investement
Fund Types
DEBTEquityREIT
Firm Types
Distressed AssetsPrivate EquityVenture CapitalAngel InvestingPension Funds
SOC2
Home
Products
Who We Impact
Centelon © 2026. All rights reserved
Terms of ServicePrivacy Policy